Checking Account Rates
| Account |
APY |
Min. Bal. to Open |
Min. Bal. to Earn APY |
Interest |
| Legacy Checking |
6.00% |
$25.00 |
$00.01 |
5.85% |
| First4Me Checking |
5.00% |
$25.00 |
$00.01 |
4.89% |
| First Choice Money Market |
0.25% |
$10,000.00 |
$10,000.00 |
0.25% |
Savings Account Rates
| Account |
APY |
Min. Bal. to Open |
Min. Bal. to Earn APY |
Interest |
| First Catastrophe Savings |
0.25% |
$1,000.00 |
$1,000.00 |
0.25% |
| Passbook Savings |
0.02% |
$25.00 |
$20.00 |
0.02% |
| Christmas Club |
0.02% |
$1.00 |
$20.00 |
0.02% |
| Money Fund |
0.05% |
$1,000.00 |
$20.00 |
0.05% |
Certificate of Deposit Rates*
| Account |
APY |
Interest |
| 6 Month CD |
0.15% |
0.15% |
| 1 Year CD |
0.20% |
0.20% |
| 2 Year CD |
0.35% |
0.35% |
| 3 Year CD |
0.40% |
0.40% |
| 4 Year CD - LIMITED OFFER |
0.50% |
0.50% |
| 5 Year CD |
0.60% |
0.60% |
| 6 Year CD - LIMITED OFFER |
0.70% |
0.70% |
| 8 Year CD - LIMITED OFFER |
1.00% |
1.00% |
| 19 Month Smart Rate CD |
0.30% |
0.30% |
*Minimum Balance to Open and Earn APY is $1,000.00
Jumbo Certificate of Deposit Rates**
| Account |
APY |
Interest |
| 6 Month Jumbo CD |
0.20% |
0.20% |
| 1 Year Jumbo CD |
0.30% |
0.30% |
| 2 Year Jumbo CD |
0.45% |
0.45% |
| 3 Year Jumbo CD |
0.50% |
0.50% |
| 5 Year Jumbo CD |
0.70% |
0.70% |
| 8 Year Jumbo CD |
1.10% |
1.09% |
**Minimum to Open and Earn APY is $100,000.00
| Account |
APY |
Min. Bal. to Open |
Min. Bal. to Earn APY |
Interest |
IRA Rates
| IRA Access Fund |
0.02% |
$1,000.00 |
$500.00 |
0.02% |
| 6 Month IRA CD |
0.15% |
$1,000.00 |
$1,000.00 |
0.15% |
| 1 Year IRA CD |
0.20% |
$1,000.00 |
$1,000.00 |
0.20% |
| 18 Month IRA CD |
0.30% |
$1,000.00 |
$1,000.00 |
0.30% |
| 3 Year IRA CD |
0.40% |
$1,000.00 |
$1,000.00 |
0.40% |
| 5 Year IRA CD |
0.60% |
$1,000.00 |
$1,000.00 |
0.60% |
|
